Can you insure lab created diamonds

One major question most people have in mind is to know if lad created diamonds can be insured or not. Lab-grown diamonds can actually be insured. Having the same properties as mined diamonds is a good thing to talk about.


Steps to go about insuring your lab-grown diamonds


1st step – Lab certificate/invoice

A crucial aspect of getting lab-grown diamond insurance is having a lab certificate or an original invoice. Having any of the aforementioned wills proves that the diamond rightfully belongs to you as well, proving that the diamond to be insured is authentic and not an imitation of rock like moissanite.


It is advisable that to any diamond buyer that when a diamond is being purchased, all documents related to it should be kept safe for future use and instances like insurance. A way of safeguarding your document is to have electronic copies of it in your electronic mail so as avoid losing it to unforeseen circumstances.


2nd step – Appraisal

Once you get your documents secure, the next thing is to get an appraisal from a local jeweler who can estimate the value of your diamond. Jewelry appraisers are governed by the affairs of Professional Appraisal Practice to ensure fair appraisal from any jewelry, whether it be lab-created or not, and it is imperative that jewelers with proof of degree in gemologist be sought with a membership identification from a national appraisal society.


Perhaps there is a prevailing insurance policy; if so, it’s a good way to get lab-created diamond insurance started. But if not, new insurance policies may be reviewed just to ensure that the best deal is gotten.


3rd step – Inquiries

One of several ways to partner with a reputable insurer is simply by asking the jeweler from which the diamond is purchased. This will help validate if the insurance company is reputable or not for you to partner with.


 4th step – Do Reviews

Online reviews can be helpful too in sourcing for good jewelry insurers. Insurance on lab-created diamonds is very key. In instances whereby the jewel goes missing, a mental battle, you will have to go through is the value you have lost and how you will ever recover it. If there is no insurance covering the missing diamond, then it turns out to lose to the owner.



It is advantageous for anyone who buys diamonds to be insured. The insurer will likely replace the missing diamond if only the owner is an active subscriber to the company’s insurance plan. Another question you will want to ask if the new replacement from the insurer be similar to the missing diamond. But the great part is that you are insured!


As regular with any insurance company, a deductible will be required to be selected. A deductible is an amount paid to replace or fix your lab-created diamond afterward; the insurer balances the rest of the replacement fee. The deductible that is of a higher plan will mean the client will pay less each month for the insurance. But if the deductible is low, it means the client will have to pay more each month, but the replacement charges will be less.


Finally, in insuring lab-created diamonds, the insurer will issue out a form for the client to fill. Specific information will be properly required as part of the paperwork to have paperwork, where details of appraisal from the end of the jeweler will be noted. While it is necessary to send in all the paperwork requirements for an insurance policy to take effect, it will be wise enough to append relevant certificates and pictures of the diamond. The more the paperwork achieved, the better the insurance dea


Laboratory Diamonds

Laboratory Diamonds

Laboratory Diamonds – The Complete Guide

Have you heard of laboratory diamonds before? Do you want to know if it is a good choice for your engagement ring for that special someone? There are thousands of questions surrounding the uncertainty of laboratory diamonds. We are about to clear the air and

investments graphs

Are lab grown diamonds good investments

Investing in lab-grown diamonds has grown rapidly over the last few years. Diamonds, as a valuable commodity, have been used as a tremendous means of transfer. Considering that such a small item can be worth an investment is amazing.   The truth is as small

gray fog

Do lab created diamonds get cloudy

Major and sincere information, any person that buys a diamond would want to have is if the diamond he buys will get cloudy over a period of time or not. When you visit a jeweler in a diamond store, you might be told that a

spark in the dark

What are man-made diamonds

Introduction In recent times, it is difficult to select a mined diamond from among an assortment of colorless stones, which appears to be shiny on exhibition at any jewelry store. Man-made diamonds are also referred to as synthetic diamonds and are believed to be products

leather skin question mark

Why lab grown diamonds

Lab-grown diamonds are products of fragment seeds of carbon from pre-existing diamonds. Some diamonds grown in the lab through deposition may also go through intense subjection to pressure and heat once they are grown.   Posh colored diamonds are made in the lab when little

yellow lab grown diamond

Lab created diamonds

Introduction Lab-created diamond is a type of diamond that is chemically, physically, and optically similar in all respect to a mined or natural diamond. They tap their origin from gemological laboratories as opposed to naturally existing diamonds, which are forged in the overwhelming pressure and